We sat down and discussed why people need life insurance. We decided to list five of the reasons why you should have life insurance. Obviously there are many more reasons than five. However we felt these to be five of the strongest reasons and wanted to share them with our readers. Read More…
So you’re considering the replacement of your life insurance policy. Before you get your heart set on a new one, there are a few things you might want to think about before buying the new policy. Read More…
If you’re considering life insurance you’re wondering how much life insurance do I buy? For some people it’s easier than others. Sometimes needs are easy to meet. Other times it can be a task. Insurance goose put together a list of a few things you should consider when you’re ready to purchase life insurance. Read More…
Most people getting a life insurance quote for the first time are surprised they have to answer medical questions. They think all they have to do is call an agent and give them the premium and they will have a policy. It doesn’t work that way. The agent must take an application and ask you about your medical history. This means everything you may have encountered medical wise during your lifetime. Read More…
Life Insurance Is Family Insurance. Too many people don’t think of life insurance in its proper perspective. It is really family insurance. It is the responsibility of the parents to provide for the children and life insurance is the vehicle that gives them the best chance to have tax free dollars with which to start their life’s journey. Read More…
When people first encounter an insurance company they almost always come in contact with an entity called an agent. According to the definition of agent in any glossary, an agent is someone who represents a company’s product, a middle man if you will. In this case the agent represents an insurance carrier. Read More…
Accelerated death benefits may sound like a newly created government program but in fact it is nothing more than a life insurance policy option. This option kicks in when a person becomes terminally ill, needs extreme medical care or must move into a nursing facility. The policy proceeds are paid to insured individuals over their lifetimes. Read More…
Obtaining insurance quotes can be quick and easy or a laborious all day job. The laborious job comes into play when you call every insurance agency in the phone book. However, this method has quite a benefit. Read More…
The common misconception about an insurance claim settlement is that they happen after the fact. The truth is insurance settlements are structured at the time the policy is purchased. Read More…
Inherent in all annuities are two phases, the accumulation and the annuitization phase. The accumulation phase is exactly as the name implies. It starts when you put money into the annuity. This is commonly called “funding” the annuity. Read More…