Far too many homeowners are under the erroneous belief their homeowner insurance covers flooding. This simply isn’t true. If you live in an area prone to hurricanes, tropical type storms, heavy rains and other watery weather conditions, flood insurance would be a wise investment. Buying Flood Insuarnce…
When people first encounter an insurance company they almost always come in contact with an entity called an agent. According to the definition of agent in any glossary, an agent is someone who represents a company’s product, a middle man if you will. In this case the agent represents an insurance carrier. Read More…
The FDIC protects depositors of insured banks located in the United States against the loss of their deposits if an insured bank fails. If you have deposits in a U.S. bank and whether or not you are a U.S. citizen, your deposits are insured by the FDIC. Since the FDIC began operation in 1934, no depositor has ever lost a penny of FDIC-insured deposits. Read More…
Insurance saves your money if you are willing to follow one simple rule. That rule is so simple that all high schools students should have to take a one day course in insurance in order to graduate. Read More…
There are always the “What ifs”. Things like – “What if I get sick, how do I pay my bills” or “What if I have a fire, how do I keep my business running”. Simply put, the one thing you do not want is to have the business you have labored so tirelessly to build to hit a financial snag. Read More…
Obtaining insurance quotes can be quick and easy or a laborious all day job. The laborious job comes into play when you call every insurance agency in the phone book. However, this method has quite a benefit. Read More…