The FDIC protects depositors of insured banks located in the United States against the loss of their deposits if an insured bank fails. If you have deposits in a U.S. bank and whether or not you are a U.S. citizen, your deposits are insured by the FDIC. Since the FDIC began operation in 1934, no depositor has ever lost a penny of FDIC-insured deposits. Read More…
It is no secret all states require motorists to carry auto insurance. However, the state falls far short when it comes to explaining all those terms that make up an auto insurance policy. Read More…
There are always the “What ifs”. Things like – “What if I get sick, how do I pay my bills” or “What if I have a fire, how do I keep my business running”. Simply put, the one thing you do not want is to have the business you have labored so tirelessly to build to hit a financial snag. Read More…
Insurance companies use a consumer’s credit score as an underwriting tool for setting rates. A credit score is nothing more than a method of determining the likelihood credit users will pay their bills.