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Insurance Quotes Are Free





Insurance Quotes Are Free

Once upon in insurance land, insurance companies charged to give a prospective client a quote. Their thinking was mired in the dark ages of paranoia. They were afraid you were shopping quotes and they wouldn’t get your business.

This thought theology’s main concept said that giving a propspective client a quote was actually performing a task. In other words, they were working and if they were working, they had to be paid for their time.

Everyone agrees workers, no matter the industry, should be paid for their time. However, the simple act of quoting a rate doesn’t require a degree in astrophysics. It requires a few minutes of time. The quoter must input information into a computer and the company’s rating program does the rest.

By the way, a company would waive the quoting fee if you bought their plan. The writing agent would also make a nice commission and the issuing company would make whatever profit was built into the premium. Truth is today the writing agent is paid a commission and the issuing company makes the built in profit. If they didn’t, there wouldn’t be any auto insurers.

If you are shopping for auto insurance and are asked to pay for an insurance quote, whether it be online or offline, chances are excellent you are not dealing with a reputable company. Nobody pays for an auto insurance quote in today’s auto insurance environment since all insurance companies offer free insurance quotes. In fact, not only are auto insurance quotes free these days, so are homeowners insurance, life insurance and health insurance quotes.

Taking this idea of paying for an insurance quote one step further, should you be asked for a fee, you might want to exit the premises or website in a very hasty manner. You are definitely being hustled by a non-reputable source. There is no telling how far they will then go to separate you from even more of your money.

The beauty of insurance companies changing their way of doing business means you now have greater access to their rates. More access means more comparative ability. More comparative ability means greater savings. Greater savings means more money in your pocket.



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