Travel insurance is one of those items you don’t need until you need it. Not all of us travel great distances in the country or leave the country at all. Hence, the need for travel insurance is non-existent or minimal. Read More…
Insurance saves your money if you are willing to follow one simple rule. That rule is so simple that all high schools students should have to take a one day course in insurance in order to graduate. Read More…
There are always the “What ifs”. Things like – “What if I get sick, how do I pay my bills” or “What if I have a fire, how do I keep my business running”. Simply put, the one thing you do not want is to have the business you have labored so tirelessly to build to hit a financial snag. Read More…
Obtaining insurance quotes can be quick and easy or a laborious all day job. The laborious job comes into play when you call every insurance agency in the phone book. However, this method has quite a benefit. Read More…
The common misconception about an insurance claim settlement is that they happen after the fact. The truth is insurance settlements are structured at the time the policy is purchased. Read More…
Insurance companies use a consumer’s credit score as an underwriting tool for setting rates. A credit score is nothing more than a method of determining the likelihood credit users will pay their bills.
Insurance contracts, although designed to protect against unforeseen risks and perils, are often seen as a form of gambling. Some people consider them gambling with the premium being the wager a person places over the lifetime of the policy. Read More…
There are various types of insurance depending on the risks/perils the subject wants insured. The policy stipulations will vary according to the risk/peril which is being insured. Read More…
Inherent in all annuities are two phases, the accumulation and the annuitization phase. The accumulation phase is exactly as the name implies. It starts when you put money into the annuity. This is commonly called “funding” the annuity. Read More…