We sat down and discussed why people need life insurance. We decided to list five of the reasons why you should have life insurance. Obviously there are many more reasons than five. However we felt these to be five of the strongest reasons and wanted to share them with our readers. Read More…
So you’re considering the replacement of your life insurance policy. Before you get your heart set on a new one, there are a few things you might want to think about before buying the new policy. Read More…
If you’re considering life insurance you’re wondering how much life insurance do I buy? For some people it’s easier than others. Sometimes needs are easy to meet. Other times it can be a task. Insurance goose put together a list of a few things you should consider when you’re ready to purchase life insurance. Read More…
Assigned risk plans are probably best know in the auto insurance market because they exist in every state. An assigned risk plan allows drivers to obtain auto insurance if they are unable to buy it in what is called the regular, or voluntary, market. Generally when you can’t acquire insurance in the voluntary market, you’re known as a high risk driver. That’s when assigned risk comes in.
Most people getting a life insurance quote for the first time are surprised they have to answer medical questions. They think all they have to do is call an agent and give them the premium and they will have a policy. It doesn’t work that way. The agent must take an application and ask you about your medical history. This means everything you may have encountered medical wise during your lifetime. Read More…
Far too many homeowners are under the erroneous belief their homeowner insurance covers flooding. This simply isn’t true. If you live in an area prone to hurricanes, tropical type storms, heavy rains and other watery weather conditions, flood insurance would be a wise investment. Buying Flood Insuarnce…
Insurance is a field that confuses people. Just the terms alone can send a person into a tail spin in a matter of minutes. In its rawest form, insurance is a method both businesses and individuals use to reduce the financial impact of a risk occurring. In other words, if you think you will be in an auto accident for example, you will purchase auto insurance. Read More…
Life Insurance Is Family Insurance. Too many people don’t think of life insurance in its proper perspective. It is really family insurance. It is the responsibility of the parents to provide for the children and life insurance is the vehicle that gives them the best chance to have tax free dollars with which to start their life’s journey. Read More…
When people first encounter an insurance company they almost always come in contact with an entity called an agent. According to the definition of agent in any glossary, an agent is someone who represents a company’s product, a middle man if you will. In this case the agent represents an insurance carrier. Read More…